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Schwab is a registered broker-dealer, and is not affiliated with Ortman Financial Planning or any advisor(s) whose name(s) appear(s) on this website. Ortman Financial Planning is independently owned and operated. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Ortman Financial Planning under which Schwab provides Ortman Financial Planning with services related to your account. Schwab does not review the Ortman Financial Planning website(s), and makes no representation regarding information contained in the Ortman Financial Planning website, which should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.